Children Insurance - Canadian Insurance Center

Children
Insurance.

Our critical illness insurance plan for children offered by Humania Assurance. It provides coverage for 37 critical illnesses, including many specific to childhood, such as autism, cancer, type 1 diabetes mellitus, muscular dystrophy, cystic fibrosis, and cerebral palsy. The plan also includes coverage for additional medical expenses, such as hospital stays, chemotherapy, and radiation therapy.

Eligibility for the plan

Children from 0 to 15 years old

Must be a resident of Canada

Premium Refund Benefit

Policy purchase

With the option of premium refunds

15 years

Premium refund's: 75%

30 years

Premium refunds: 75% since the last refund

At age 75

100% REFUN OF PREMIUM = RETIRMENT

Key features of the plan

Compassionate Leave Benefit – $1,500 monthly benefit for a period of 12 months

Covers additional medical expenses

Flexible coverage options

Available to children from 0 to 15 years old

Provides lump sum payment upon diagnosis of a covered critical illness up to 50,000$

Medical Experts Assistance Program

Covers 37 critical illnesses, including many specific to childhood

Benefits of the CHILDREN360 plan

Provides financial security in the event of a serious illness

Helps to cover the costs of treatment and care

Can provide peace of mind for parents

Can help parents make informed decisions about their child's care

Available coverage

Children360 is a critical illness insurance for children from 30 days to 15 years of age. Two levels of coverage are available: critical illness insurance, or critical illness and life insurance (payable at first event).

In the case of a serious illness, you can count on Children360 to provide you the financial resources to help your child recover quickly. Should your child remain healthy, it provides a foundation of coverage into adulthood. Children360 also acts as a savings vehicle providing Premium Refunds at opportune times.

Available sum insured: from $10,000 to $50,000
Covers 37 Critical Illnesses, including many specific to childhood
Fixed premium guaranteed up until 75 years of age
Sum paid directly to parents
Instantly issued on the Web with a licensed agent

How to apply

Please fill out the quick form and to continue the process

Name

Phone

number of kids

Province

By sending the contact form I agree to the Term of Use

FAQ

Most frequent questions and answers

At what age can you purchase?

Coverage is available for purchase from 30 days to 15 years of age.

Does the insured need to take a medical exam to get insurance?

No medical exam is required. However, the policy owner must fill out an eligibility and insurability questionnaire for the child.

How many critical illnesses are covered?

Our critical illness insurance covers 37 illnesses, several specific to childhood (see List of Covered Critical Illnesses).

What complementary benefits and coverage are available?

The coverages are: Critical Illness Insurance; or Critical Illness or Life Insurance.
Complementary benefits include: Additional Life Insurance, Option Plus and Premium Refund Rider.

What are the benefit amounts available?

The benefit amount ranges from $10,000 to $50,000, increasing in $5,000 increments.

Does the premium amount change depending on the insured’s age or gender?

No, the price is the same regardless of the insured’s age or gender.

Is the premium fixed and guaranteed?

Yes, the premium is fixed and guaranteed until age 75.

What are the authorized methods of payment?

The two authorized monthly methods of payment are by credit card or bank withdrawal.